Opportunity is Knocking! Don't miss it!

Everywhere you go all people want to do is talk about all the bad stuff in the world! Ugly politics, Inflation, Money lost, Jobs disappearing, it really can go on and on. The Real Estate market alone can consume hours of useless chatter around the water cooler. Let's try a different approach.... How About Only Talking About What IS Good! The conversations may be shorter, but will definately be uplifting. An early spring, baseball starts soon, a great Final Four, proms, weddings and all the rites of Spring. Here is another topic! Real Estate! YES REAL ESTATE! it is a double edged sword! There is all the bad stuff...(which we will not talk about), but what about the good side! Yes, there is a good side! There are so many investment possibilities for young home buyers, investors, and even possibilities for those that got rocked (maybe they can start to rebuild a portfolio, heck they did it once before, why not again.) There really are some very good buys out in the market. HUD, FANNIE MAE, FREDDIE MAC foreclosures can be quite lucrative over time. Add in the Tax Credits for the qualified buyers (which only last until April 30, 2010) and the deals even look better. I do not understand why more people are not taking advantage of the market. Money is cheap to borrow (current rate BELOW 5%, CHFA BELOW 4.25%...100% FINANCING, FHA 5% 3.5% down payment) For you first time buyers there is still the $8000 Tax Credit and for the current owners that qualify there is a $6500 Tax Credit for accepted Contracts prior to April 30, 2010. All homes must close by June 30, 2010. Don't let all the negativism out there pull you down. If you are in a secure position in life and thinking of improving your housing situation, Now Is The Time To Act!

It's Crunch Time!

It is getting down to crunch time! Today is March 12th 2010, there are only 49 days left to decide to purchase a home and take advantage of the Tax Credits before they expire! I know this sounds like a furniture store going out of business and the announcer is trying to inspire all the buyers to action before the big SALE ENDS! But this time, it is quite possible that the Tax Credits will end and you, the buyers, that decide to act later in the year will lose money, Hard Cash. Money that could have been used for bills, household needs, college funds, wedding arrangements and so much more. Prices may fall after the Tax Credits end, but that does not necessarily put cash in hand. Rates are great, money is cheap to borrow. You could almost think of this Credit as a home equity loan to yourself that you don't have to pay back. All that is required is for you buyers to act now or within the next 49 days to get an accepted offer. You then need to close by June 30th 2010. Remember the guidelines are spelled out for you at; www.federalhousingtaxcredit.com. Take the time to review this program, it is no longer just for the first time buyer, repeat buyers that meet the qualifications can also take advantage. After your review of the information; please give me a call and let me go to work on your behalf.